Find your way home.
Explore financing for your first home or your next one. Discuss your budget and preparation before you make an offer.
Talk about buying a homeLENDING ACROSS THE COUNTRY
Your next chapter
starts at home.
Wherever your next chapter takes you—buying your first home, making your next move, or rethinking your mortgage? Let’s find a path that fits your goals.
Powered by Barrett Financial Group LLC · NMLS #181106
A PLACE TO CALL YOUR OWN
Make room for what’s next.
POWERED BY BARRETT FINANCIAL GROUP LLC
More choices. A loan that fits.
Our relationship with Barrett Financial Group LLC allows us to shop over 180 lenders, helping us pursue the best product at the best price, backed by personal service.
180+LENDERS TO SHOP
BUY WITH A PLANCOMPARE WITH CONFIDENCEMOVE FORWARD WITH CLARITY
FINANCING FOR YOUR NEXT MOVE
Different goals.
The right conversation.
Your payment is only part of the picture. Consider upfront costs, loan terms, and how long you expect to keep the home.
Revisit your mortgage.
Compare a new loan with what you have today. Look at the payment, closing costs, and break-even point together.
Review your current loanUnderstand the choices.
Explore conventional, FHA, VA, USDA, and jumbo financing, along with specialized options for your income, property, and goals.
Discuss available programsExplore our loan options
Home financing
- Conventional loans
- FHA loans
- VA loans
- USDA loans
- Down Payment Assistance
- Jumbo loans
- Manufactured home loans
- Reverse mortgages
Investment & flexible income
- DSCR investment loans
- Bank statement loans
- Non-QM loans
- Second lien loans
- HELOCs (home equity lines of credit)
- Bridge loans
Build, improve & expand
- Construction loans
- Renovation loans
- Commercial loans
A CLEARER WAY FORWARD
Good financing starts
with listening.
Bring your questions. We’ll start with what matters to you and work through the details one step at a time.
Start the conversation- 01
Tell us about your plans.
Share what you want to accomplish, your timing, and the monthly payment you’re comfortable with.
- 02
Explore the full picture.
Discuss potential loan options, estimated costs, and documents needed to evaluate your situation.
- 03
Choose your next step.
Know what to prepare and what to expect as you move toward an application and lender review.
CLIENT EXPERIENCES
Hear from our clients.
What our clients say about buying a home and refinancing with our team.
★★★★★
“Jindra and Leesa went above and beyond to get me my new home and were available day and night to answer any questions and concerns.”
★★★★★
“Jindra and team has done an amazing job with my lending needs! Always coming through to get the job done no matter the challenge.”
★★★★★
“Great team to work with, very quick and attentive to my refinancing, Thank you for all of your hard work!”
★★★★★
“Barrett Financial worked with us all the way thru the refinance process and we would definitely recommend them.”
★★★★★
“Excellent! Quick! And efficient. Each part of the team worked on my behalf to get everything figured out!”
★★★★★
“Best in the business!!!”
Zillow reviews for Jindra
★★★★★
Absolutely the Best
“Jindra went above and beyond to make sure we closed on time. She explained everything thoroughly, responded in a timely manner, and would stay up very late communicating with me if needed.”
★★★★★
The GOAT
“Jindra is extremely knowledgeable and works diligently on every deal from start to finish. She is on top of details, keeps all parties informed and does what she says. I highly recommend her and trust her 100%.”
★★★★★
Repeat Client for a Reason
“We've used Jindra for a few purchases and she is always prompt, professional and looking out for our best interest. Highly recommend Jindra and her team.”
★★★★★
Lender Refinancing
“Excellent communicator with detailed explanation and very smooth processing, highly recommended.i have used this lender twice and was very satisfied every time.”
★★★★★
We are so grateful and excited! Couldn’t have done it without Jindra!
“We met Jindra halfway through our home-buying process after having to back out of a contract on a home we really wanted due to my husband’s tax return transcripts not being available through the IRS.”
Selected reviews from Google and Zillow. Some reviews are excerpted for length.
MEET YOUR TEAM
Real professionals who are interested in helping you.
Connect directly with the people helping you explore your purchase or refinance options.
Jindra Faulkner
Pronounced YIN-druh (J sounds like Y)
Sr. Mortgage Loan Originator & Branch Manager · NMLS #225020
Jindra brings 20 years of mortgage experience and has ranked in the top 1% of mortgage originators for the past 12 years. Connect with her to discuss buying a home, refinancing, and the loan options that may suit your plans.
jindra@barrettfinancial.comApply with Jindra
Brian Faulkner
Originator & Business Manager · NMLS #2703720
Brian brings 5 years of mortgage-related experience. Talk with him about your home purchase or refinance goals and explore financing options for your next move.
Brianf@barrettfinancial.comApply with Brian
Leesa Baldwin
Loan Originator · NMLS #991958
Leesa brings 24 years of mortgage-related experience. Connect with her to discuss your home purchase or refinance goals and explore your financing options.
leesa@barrettfinancial.comText our officePLAN YOUR PAYMENT
Mortgage calculator & current rates
Check out our mortgage calculator to help you compute your payment and check current rates.
Open Jindra’s mortgage calculatorBEFORE WE TALK
A few good questions.
What should I bring to a first conversation?
Your goals, timeline, approximate purchase price or current mortgage balance, and questions. Keep Social Security numbers, account numbers, and financial documents for a secure application channel.
Is the lowest rate always the best option?
Compare the rate alongside lender fees, points, closing costs, and the loan term. How long you plan to keep the loan also matters when weighing the overall cost.
How do I know whether refinancing makes sense?
Start with your goal, then compare the new loan’s costs and terms with your existing mortgage. A lower payment can come with a longer term, so review total costs as well as monthly savings.
Can we discuss temporary rate buydowns?
Yes—ask whether a temporary buydown is available for your loan scenario, who can fund it, and what the payment becomes after the temporary period ends. Availability depends on the lender and program.
YOUR GOALS. OUR STARTING POINT.
Let’s talk about
your next move.
Call or text our office to discuss your plans. Prefer to apply online? Choose Brian or Jindra above to get started through Barrett Financial.
TOOLS FOR YOUR NEXT MOVE
Tools
Work through the numbers with practical calculators for your home purchase.
Contract Set Up
Import a purchase contract to organize property details, buyers, sellers, price, earnest money, closing date, HOA dues and transaction contacts.
Open Contract Set UpReview extracted fields and source references, then print or download your worksheet.
Property tax proration calculator
Estimate property-tax credits for Illinois, Wisconsin, Florida and Texas with tax-bill import, state guidance and confirmed payments.
Open tax proration calculatorIncludes a calculation breakdown and Print / Save PDF. Confirm final prorations with your contract and title company.